Check any Ontario home against your dealbreakers before you book the showing.
Flood mapping, what's been applied for next door, permit history, heritage limits, short-term rental rules and street-level internet speed. Pulled from municipal, Ontario and federal public records, with a source on every line.
The quick check is free. Reports arrive by email within 24 hours.
Sample report for a made-up address
88 Sample Crescent, Anytown ON
- Flood plain overlay
- Clear
- Not inside the mapped flood plain
- Applications within 300 m
- Flagged
- 2 active, including a 9-storey building
- Building permits
- Clear
- Basement finish, 2014, permit closed
- Short-term rental
- Note
- Town licence needed, principal residence only
- Heritage
- Clear
- Not listed or designated
- Internet
- Clear
- 1 Gbps advertised on this street
Each line in a real report names its source and the date we checked it.
The things listings leave out
Listing sites show photos, schools and walk scores. These are the checks that decide whether a home is worth a showing at all.
- Is it in a flood plain?
- Whether the lot falls inside mapped flood hazard areas used for zoning.Source: municipal zoning or conservation authority mapping
- What's coming next door?
- Development applications filed nearby, such as rezonings, site plans and severances, with their status.Source: municipal development applications
- Was the work permitted?
- Building permits on record for the address, like basement finishes and additions.Source: municipal permit records
- What can be built here?
- The zone for the lot and what it allows, under the zoning rules in force on the day we check.Source: municipal zoning by-law
- Are there heritage limits?
- Whether the home is designated, listed on a heritage register, or inside a heritage conservation district.Source: municipal heritage register
- Can it be a short-term rental?
- What the local short-term rental rules allow, where the town has them. Condo rules can add limits that aren't public.Source: municipal short-term rental by-law
- Is the internet fast enough to work from home?
- Advertised speeds available on the home's street.Source: Government of Canada National Broadband Data
- Rural lot: what's on record for wells nearby?
- Records filed for nearby wells, including depth and year drilled.Source: Government of Ontario well records
- Was the land used for industry?
- Whether a record of site condition was filed. That happens when land moves to a more sensitive use, like industrial to residential.Source: Ontario Environmental Site Registry
Coverage varies by town. Internet, wells and industrial land work at any Ontario address. The other checks depend on what each municipality publishes, and your report says plainly which ones we could run.
How it works
Send the address
Paste an address or listing link and tick the dealbreakers you care about.
We check the public records
Each item is looked up in its official source, and a person checks every line before it goes out.
Read your report
A one-page report lands in your inbox within 24 hours, with a source and date on every line.
Order a check
Start with the free quick check on one home. If it passes, the full report covers every check on this page for up to three homes.
Prices are in Canadian dollars.
Check requested
Your report goes to within 24 hours.
One step left: pay $12 to confirm your full report. We start as soon as the payment comes through.
Pay $12You're on the list for Watchlist. We'll email you when it opens.
Public records, not advice
OfferDue reports what public records show and where they come from. We don't tell you whether to buy, and we aren't lawyers, home inspectors, insurers or real estate agents.
Records can be out of date or incomplete. Confirm anything that affects your decision with your municipality, your lawyer or your inspector.
Questions
Where does the data come from?
Municipal open data, conservation authority maps, the Government of Ontario and the Government of Canada. Each line in your report names its source and the date we checked it.
Can you check condo rules or the status certificate?
Not from public records. Condo declarations, by-laws and rules aren't published as open data. Your lawyer reviews the status certificate as part of the purchase.
What if you can't find records for my address?
The report says which checks came back empty. If we can't run the checks you picked for your address, we tell you and refund the full report.
Do you store the listing?
No. We only use the address to look up public records.
Does it work in my town?
Every Ontario address gets the internet, well and industrial land checks. Permits, nearby applications, zoning, heritage and short-term rental rules depend on what your municipality publishes. Larger cities publish the most.